No one knows what the future holds. Be ready for life's adventures on your own terms by letting Financial Center's newly expanded Investment Team help you determine the financial tools and discipline you'll need to reach retirement and beyond.
Financial Center recently added two financial professionals to our Investment Services Team to focus more holistically on the retirement planning needs of our local credit union members. Joerg Seliger and Matthew Tielker join the Credit Union through its partnershp with broker dealer, CUSO Financial Services, L.P. (CFS).
Let our CFS Registered Represenatives help you create a PLAN
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Pay yourself first
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Live within your means
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Assure your family's stability
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Never stop learning
With over 36 years of combined banking and investment experience, Joerg and Matthew are your resource for retirement planning, long-term care, 529 college savings plans, and other investment strategies. In August, they will also beging hosting monthly retirement planning seminars at various Financial Center locations.
Schedule a free, no-obligation financial review with either Joerg or Matthew at the Center most convenient to you by calling 317.916.7730.
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
To improve the security of our online banking program, Financial Center will be upgrading its identity authentication process.
As part of this upgrade, members will be asked to select a new image, Passphrase, and new security challenge questions.
In addition, members will need to reenroll in email alert messages. Please select “e-mail Notification” under the “Access Accounts” menu to make your selection.
The upgrade will begin on Monday, May 21st at 6:30 pm for a duration of several hours. As a result, online banking and BillPayer will be unavailable during this time. The first time you log in after the upgrade, you will be prompted to create your new security settings. You may then also create alert messages under the “Access Accounts” menu by selecting “e-mail Notification”.
If you have further questions, please call us at 317.916.7700 or 800.473.2328. Members may also Live Chat with a representative at www.fcfcu.com/help during regular business hours.
Financial Center, an Indianapolis Credit Union, is part of a national credit union shared branching network that allows you to access your account at many local and national credit union branches.
A new mobile app has been created to make it easier for you to find a shared branching location.
Members can make deposits and withdrawals from their account or make a loan payment at a shared branching facility. It's that easy.
Download the CU locator app for your iPhone.
Join Financial Center, an Indianapolis credit union, for free QuickBooks Traning classes on May 12th and May 19th. Each seminar will be held at our Main Center location at 7101 East 56th Street in Indianapolis. To reserve your spot, call us at 317.916.6250 or send an email to communitydevelopment@fcfcu.com.
Free QuickBooks Beginner Class
May 12th, 9 am to Noon
A free seminar on QuickBooks setup, implementation and support. For those with QuickBooks installed on your laptop, please bring it to this workshop. During this informative and interactive training, the following topics will be covered:
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Basic accounting and QuickBooks terminology
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Quickbooks flow chart from home page
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Making a deposit
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Reconciling accounts
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Creating an invoice
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Receiving a payment
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Entering and paying bills
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Transferring funds
Free QuickBooks Intermediate Class
May 19th, 9 am to Noon
A free seminar on QuickBooks setup, implementation, and support. For those with QuickBooks installed on your laptop, please bring it to this workshop. During this informative and interactive training on advanced implementation the following topics will be covered:
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Intermediate solutions for managing, invoicing, and controlling receivables
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Electronic transactions
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Preparation tips for auditing and reconciliation
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Advanced budget management tools
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Examples to make QuickBooks work better for you
Online banking will be unavailable Wednesday evening (May 2nd) beginning at 6:30 pm for a service upgrade. We expect the system to be unavailable for approximately three hours. We apologize for the inconvenience.
Haylee Teeple, one of the Credit Union's Financial Literacy Managers, has earned the distinction of being named a Credit Union Development Educator (CUDE).
Forty credit union professionals from across the United States convened in Madison, Wisconsin in April to take part in the CUDE program.
During the week-long program, participants were involved in group exercises, field trips, encouraged to ask questions of visiting speakers, and are required to complete team projects proposing solutions for credit unions to help alleviate or eliminate challenging situations in any given area.
“DE Training provides critical lessons in cooperative principles and credit union philosophy while incorporating challenges credit unions face today,” said Lois Kitsch, DE Facilitator and National Program Director for NCUF. “It is timeliness that we strive for in the entire DE training experience as participants work through critical issues that include member business lending, mergers and small credit unions, bank conversion, serving emerging markets, national branding, and credit union development in Haiti.”
Financial Center, an Indianapolis credit union, recently participated in the Susan G. Komen Race for the Cure in downtown Indianapolis.
Leading up to the event, credit union employees took part in several company wide contests and ultimately raised $2,500 for breast cancer research.
Looking for a way to pay off your debt and save on your monthly payments? We're so confident we can save you $100 or more this year by consolidating your debt, we'll double your money and give you $200* if we can't.
Are you paying...
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High interest rates on department store or other credit cards?
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Private Mortgage Insurance?
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More than 4.00% APR on your auto loan?
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More than 4.00% APR on your mortgage or home equity loan/line?
Interest rates are at all-time lows making now a great time to consolidate your debt and save. Stop by any
Financial Center location to take the $200 Challenge today!
*Restrictions may apply. Must have a minimum of $10,000 in additional debt; excluding any Financial Center loans or credit cards. Not eligible for the refinance of existing Financial Center loans. Introductory rates and proprietary dealer financing on existing products are ineligible. Comparisons are made using any one or combination with other institutions. Must meet membership requirements. Subject to credit approval and underwriting guidelines. All calculations compared against Financial Center's best rates. Documentation of existing rates may be required. Only one $200 given per household. $200 will be reported as interest income to the IRS on form 1099INT. Offer subject to change.
Members looking for information on VISA products in online banking can find the information on the Account Summary tab.
To view VISA account information, select Access Accounts on the top toolbar then select Account Summary. This will allow you to see any open VISA products as well the account history.
If you have further questions about online banking, call us at 317.916.7700 or start a Live Chat session at www.fcfcu.com/help.
Have business documents or personal papers you no longer need destroyed in a safe and secure manner at one of our free Community Shred Days. Financial Center, your Indianapolis credit union, will provide free shredding service at the Centers listed below.
April 14th
April 21st
Online banking, BillPayer, and MoneyLine will be unavailable on Thursday, April 12th from 8:00 pm until Midnight for a service upgrade. We apologize for this inconvenience.
ATM withdrawals will be limited to $155 from 8 pm until Midnight on April 12th. In addition, debit card purchases will be limited to $350 during this time period.
If you have any questions, please contact Member Services at 317.916.7700 or start a Live Chat with a representative at www.fcfcu.com/help.
In an article posted Monday on Huffington Post, Dave Adams, CEO of the Michigan Credit Union League, urged Congress to pass legislation that would make it easier for credit unions to lend money to small businesses.
Adams states that local credit unions nationwide have over $300 billion to lend to small businesses. "Capital for small businesses is too important in this fragile economy to let this opportunity pass," he states.
Local credit union members in Indiana can contact Senator Dan Coats and Senator Richard Lugar and urge them to pass S.2231, the Credit Union Small Business Jobs Bill.
Senator Coats's office can be reached at 202.224.5623.
Contact Senator Lugar's office at 202.224.4814.
Do you currently have a high interest rate on a mortgage account Indianapolis from another financial institution? Would you like to combine your first and second mortgages into one, convenient payment? Financial Center, an Indianapolis credit union, can help.
We will walk you through the entire process, including handling all the details of paying off your other loans. By doing so, you may be able to reduce your interest rate, your monthly payment, or even the total amount you have to pay over the life of the loan.
The good feeling you get when you drive a new car off the lot can be ruined quickly if you're wondering whether you paid too much. These tips can help you be sure you get the best deal possible on your auto loans Indianapolis.
Timing is Everything
Shop for a vehicle at the end of the month. A salesperson that is close to his monthly incentive quota will be more likely to accept a lower price or throw in free upgrades to close a sale.
Ask for a Dealer Quote
Take control of the negotiation process by calling dealers and asking for an up front quote for a particular automobile. If a dealer won't give you a quote over the phone, move on to one who will.
Offer Less
Don't feel guilty about price negotiations. It's the best way to get a great deal. Ask to see the dealer invoice and make your offer accordingly.
Everyone could benefit from saving a few bucks these days - especially on must-have items such as auto insurance. Here are some helpful tips to ensure you're paying the lowest possible rate on your auto insurance Indianapolis.
Adjust your annual mileage estimate if your driving situation has changed.
Insurers rate a big part of your risk on how many miles you drive. If you are driving fewer miles than before, tell your insurance agent right away. Most likely, your policy rate will go down without changing any coverage. Even if your driving situation hasn't changed, you may be able to reduce your annual mileage by carpooling or taking public transportation.
Keep your credit score in good standing.
The higher your credit score, the lower your auto insurance Indianapolis premiums. If your credit has been recently tarnished, you may have to pay more when your next premium comes due. Do everything you can to keep your score as high as possible and to get it back up as quickly as you can. If you know your credit has improved, don't hesitate to ask your agent to rate you again to ensure your paying as little as possible.
Keep your agent on their toes.
If it's been awhile since you've quoted auto insurance Indianapolis, shop around. You may be surprised how much one carrier can save you over another. Just be sure you're comparing the same coverage to ensure you get an accurate estimate.
Request a free auto insurance quote from our Indianapolis credit union.
Financial Center will be looking for new employees to join our team at the Operation Hire a Hoosier Veteran Career Fair on Wednesday, April 18th.
The career fair takes place from 10 am to 3 pm at Stout Field, Building #9 located at 2002 S. Holt Road in Indianapolis.
View current career opportunities from our Indianapolis credit union.
Good financial habits don't happen overnight. They start with a good, solid financial education Indianapolis - learning and understanding how to manage your money. It's been proven that the earlier people learn how to handle their finances, the better they are at doing it.
Financial Center, an Indianapolis credit union, is extending this philosophy to promote financial literacy Indianapolis. Financial Center currently operates two student-run Centers in the Indianapois area at the J. Everett Light Career Center at North Central High and at Arsenal Tech High School.
Learn more about Financial Center.
Consumers trying to achieve financial success should check out their local Indianapolis credit union.
In an article posted on houston.blockshopper.com, the writer discusses the benefits of becoming a member at a local credit union:
Credit unions offer consumers many of the same products and services available at banks. The key difference is that credit unions are set up as not-for-profit financial institutions to primarily serve and support consumers. On the other hand, banks are set up primarily to generate revenue from products and services to consumers and return profits to shareholders.
What does this mean for the consumer wondering whether to stay with a bank or move to a credit union?
It means that without the dependence on a profit motive, credit unions leverage this advantage to create advantages for their members: consumer-driven service, a safe environment to conduct business and savings opportunities.
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