FCFCU

With the protection of Financial Center Services auto insurance you can sit back and enjoy the ride. That's because Financial Center Services auto insurance Indianapolis offers you insurance plans that meet your needs for reliable coverage at an affordable price. Plus, our coverage is always backed by our commitment to member service - so you know we'll be there when you need us.

Call Mike Marangelli today at 317.916.6113 to discuss your auto insurance, Indianapolis.

When you're the one in charge of your small business, it's your dream, your vision, and your drive that makes sure things get done. Cash Management Indianapolis from Financial Center, an Indianapolis credit union, helps you keep better track of your business finances while spending less time dealing with money.

Cash Management Balance Reporting

• The foundation of your business account - cash management techniques that all you to access your live credit, debit, and balance information and history any time 24 hours a day
• Delegate responsibilities to multiple users
• Download account information to QuickBooks
• Account alerts via email

Commercial Bill Pay

• Schedule single and recurring transactions
• Dual authorization capabilities for added security

ACH Origination

• Originate credits or debits for payroll direct deposit, vendor payments, tax payments, etc.

Wire Transfer

• Expedite domestic and international electronic payments

Remote Deposit Capture

• Deposit checks electronically by scanning them at your office
• Make deposits on your schedule without a trip to the branch

Merchant Services

• The most up to date options for processing credit cards, including traditional swipe, web-based, and smart phone applications

Whether you're looking for an SUV for your expanding family, a reliable used car for your newly licensed teenager, or a new vehicle to replace your 150,000 mile miracle, our Indianapolis credit union has a variety of competitive Indianapolis loan rates for your new or used car purchase.

We can also refinance your existing car loan with another Indianapolis bank or Indianapolis credit union. It's quick and easy. You'll be amazed how much money you might be able to save each month and over the life of the loan.

Apply online or stop by one of our Indianapolis bank locations.

Auto loan rates at our Indianapolis credit union are as low as 2.59% APR*, and for a limited time you can earn up to $300 when you finance your next vehicle or refinance your existing vehicle with our Indianapolis credit union.**Call us today at 317.916.7700 or 800.473.2328 to take advantage of this great Indianapolis loan rates offer.Also, stop in to one of our Indianapolis Bank locations.

A high school senior has very different needs than someone who needs retirement advice. As you enter different stages in your life, you may or may not know what to expect when it comes to your needs for financial planning services.

What Indianapolis checking accounts are right for you? What's the best way to combine accounts when you're getting married? When should you start saving for your kids' college? How can I use a health savings account to save on taxes? How do you go about buying your first home? Is now a good time to refinance?

These are just a few of the financial questions you might be asking yourself. We hope to provide the answers and insights you're looking for.

We understand, of course, that every person and every situation is different. So we invite you to visit Financial Center and see how we can help YOU.

Visit one of our Indianapolis credit union locations today!

As a value-added service to our Indianapolis Federal Credit Union members, Financial Center offers a host of life and home insurance products through our subsidiary Financial Center Services, LLC.

Mike Marangelli is licensed to sell life, accident and health, and property and casualty insurance within the state of Indiana.

Mike will provide you with a thorough, no obligation analysis of your insurance needs and will assist you in putting together a program that fits your life and your budget. 

If you're looking for new life insurance Indianapolis or home insurance Indianapolis, contact our Indianapolis credit union today.

Request a free auto insurance quote.

 

Our Indianapolis credit union offers business banking services aimed at helping your business succeed, but minimizing the time you have to spend "banking".

We offer cash management techniques that are the foundation of your business account.

• Access your live credit, debit, and balance information and history any time 24/7/365.
• Delegate responsibilities to multiple users.
• Download account information to QuickBooks.
• Receive account alerts via email.

Learn how cash management Indianapolis can help you.

ZashPay is a person to person payment service that allows users to quickly send or receive money using their Credit Union account.

With bank fees Indianapolis on the rise, consumers are looking for ways to save money on their Indianapolis bank services.

Your local credit union offers similar products to Indianapolis bank locations. The difference between banks and credit unions is that credit unions provide better rates on deposit products and lower Indianapolis loan rates.

One of of the best products at our Indianapolis Credit Union is our Reward Checking account. Earn a high dividend rate and ATM refunds each month by fulfilling a few simple account requirements.

Learn more about Reward Checking and open your account today!

Credit Unions are not for profit financial institutions.

Profits made by the Credit Union are returned to the Credit Union members in the form of lower Indianapolis loan rates and better deposit rates. Profits are also returned to the members in the form of lower fees or free services. Since credit unions are owned by their members, they are not obliged to return profits to stockholders.

Credit unions are governed by a volunteer board of directors.

The Credit Union Board of Directors is not compensated for their services. The Board represents the interests of the membership and Credit Union members are encouraged to voice their concerns regarding Credit Union operations to the Board's Supervisory Committee. Credit Union members also have the right to vote as to who serves on the Board of Directors.

Credit unions are insured, safe, and secure.

Our Indianapolis credit union is federally insured by the National Credit Union Administration. Deposits are insured up to $250,000. Financial Center has also partnered with Excess Share Insurance to insure your deposits an additional $250,000. This means that your deposits are insured up to $500,000 at Financial Center. Our insurance is equivalent to what Indianapolis bank locations utilize with the Federal Deposit Insurance Corporation or FDIC.

Join Financial Center today by completing our short online application.

Consumer Reports recently published an article on upcoming bank fees that consumers can expect to pay in 2012. If you want to save on bank fees Indianapolis, consider becoming a member at an Indianapolis Credit Union.

Here's an excerpt from the article detailing what industry experts think you will see in the coming months:

• Fee hikes and tougher account requirements will probably continue, especially while the economy remains weak. For example, some banks, like Chase and PNC, are now charging a $25 fee even to close certain accounts.
• Customers with a lot of accounts at one bank might avoid some fees, but they're not immune. Banks may try a spectrum of charges even for good customers, including fees for paper statements and higher safe-deposit costs.
• You're more likely to find lower fees and better rates at community banks, larger credit unions, and online institutions.

Check out this comparison to bank and local credit union fees:

 
When evaluating your Indianapolis Bank choice in 2012, consider saving money at an Indianapolis Credit Union.

According to the National Credit Union Administration, credit unions exist to serve you, the member. As a member, you have a say in how our Indianapolis credit union operates - you vote for credit union officials. "Not for profit, not for charity, but for service" is the local credit union motto.

Our Indianapolis Federal Credit Union can help you pay off your credit card, help you modify your mortgage to reduce your interest and monthly payments, and offer you short term loans when you need them most.

View Indianapolis Loan Rates

Everyone has a different idea of what retirement should look like. Some want to travel. Others never really retire and want to spend their time working part-time or volunteering. Some couples hope to move someplace warm and sunny, while others want to continue living in the same place so they can stay close to their kids and grandkids.

In 2010 and 2011, the Health Savings Account contribution limits have remained steady. Previously, the individual contribution limit was set at $3,050 and the family contribution was for $6,150.

In 2012, these limits have changed. The annual limit on deductions for individuals is $3,100. For families, the limit is $6,250.

Individuals age 55 and older are still able to make an annual "catch-up" contribution of $1,000. 

For more questions on your Health Savings Account Indianapolis, visit www.fcfcu.com.