Looking for a way to pay off your debt and save on your monthly payments? We're so confident we can save you $100 or more this year by consolidating your debt, we'll double your money and give you $200* if we can't.
Are you paying...
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High interest rates on department store or other credit cards?
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Private Mortgage Insurance?
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More than 4.00% APR on your auto loan?
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More than 4.00% APR on your mortgage or home equity loan/line?
Interest rates are at all-time lows making now a great time to consolidate your debt and save. Stop by any
Financial Center location to take the $200 Challenge today!
*Restrictions may apply. Must have a minimum of $10,000 in additional debt; excluding any Financial Center loans or credit cards. Not eligible for the refinance of existing Financial Center loans. Introductory rates and proprietary dealer financing on existing products are ineligible. Comparisons are made using any one or combination with other institutions. Must meet membership requirements. Subject to credit approval and underwriting guidelines. All calculations compared against Financial Center's best rates. Documentation of existing rates may be required. Only one $200 given per household. $200 will be reported as interest income to the IRS on form 1099INT. Offer subject to change.
Everyone could benefit from saving a few bucks these days - especially on must-have items such as auto insurance. Here are some helpful tips to ensure you're paying the lowest possible rate on your auto insurance Indianapolis.
Adjust your annual mileage estimate if your driving situation has changed.
Insurers rate a big part of your risk on how many miles you drive. If you are driving fewer miles than before, tell your insurance agent right away. Most likely, your policy rate will go down without changing any coverage. Even if your driving situation hasn't changed, you may be able to reduce your annual mileage by carpooling or taking public transportation.
Keep your credit score in good standing.
The higher your credit score, the lower your auto insurance Indianapolis premiums. If your credit has been recently tarnished, you may have to pay more when your next premium comes due. Do everything you can to keep your score as high as possible and to get it back up as quickly as you can. If you know your credit has improved, don't hesitate to ask your agent to rate you again to ensure your paying as little as possible.
Keep your agent on their toes.
If it's been awhile since you've quoted auto insurance Indianapolis, shop around. You may be surprised how much one carrier can save you over another. Just be sure you're comparing the same coverage to ensure you get an accurate estimate.
Request a free auto insurance quote from our Indianapolis credit union.
Looking for a new auto this spring? Avoid getting in over your head by following these simple guidelines when car shopping for auto loans Indianapolis.
Don't buy more than you can afford.
As a rule of thumb, your total car expenses should be no more than 25% of your household income, and that includes your loan payment, insurance, fuel and maintenance for all cars in your household.
Sell your vehicle outright, especially if you are upside down on it.
If unsuccessful you can still finance a new vehicle up to 120% loan-to-value which absorbs your negative equity. Given the low interest rate environment, your auto loan payment can still be manageable in spite having to pack in the negative equity on the trade in.
Consider extending the term of your contract by 6-12 months to make Mechanical Breakdown Protection fit into your budget.
Cars are built to last longer with the average age of a vehicle in our driveways being almost ten years old. You can still finance your car for 5-7 years and have three or four years of no car payment. This saved money can go towards the down payment of your next car or auto insurance Indianapolis.
Avoid paying out-of-pocket expenses if you have an accident or if your vehicle is stolen.
Consider buying
Guaranteed Asset Protection (GAP) coverage from Financial Center, an Indianapolis credit union, which covers any difference between what you owe on your auto loan and how much the insurance company values your automobile for.
Ask for Financial Center when shopping for your next car.
Click here for a list of all the local auto dealers who offer Financial Center auto loans. Financial Center offers
very competitive Indianapolis loan rates, low fees, and excellent member service. And if you buy soon,
we'll even make your first payment for you!Apply online today!
With the protection of Financial Center Services auto insurance you can sit back and enjoy the ride. That's because Financial Center Services auto insurance Indianapolis offers you insurance plans that meet your needs for reliable coverage at an affordable price. Plus, our coverage is always backed by our commitment to member service - so you know we'll be there when you need us.
Call Mike Marangelli today at 317.916.6113 to discuss your auto insurance, Indianapolis.
As a value-added service to our Indianapolis Federal Credit Union members,
Financial Center offers a host of life and home insurance products through our subsidiary Financial Center Services, LLC.Mike Marangelli is licensed to sell life, accident and health, and property and casualty insurance within the state of Indiana.
Mike will provide you with a thorough, no obligation analysis of your insurance needs and will assist you in putting together a program that fits your life and your budget.
If you're looking for new life insurance Indianapolis or home insurance Indianapolis, contact our Indianapolis credit union today.
Request a free auto insurance quote.
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