Checking Accounts Indianapolis

Credit cards are a convenient way to buy the things you need for your business.

Our business credit card has the following features:

• Low interest rates
• Ability to perform cash advances
• Balance transfers
• Convenience checks
• Ability to add authorized users

Visit one of our Indianapolis credit union locations, or give us a call at 317.916.7700 to apply for your business credit card account.

Let's be honest. Managing your money isn't the most exciting of tasks, but it should be a friendly, helpful, and convenient experience.

Online Cash Management and managing your money is supposed to fit your life, not the other way around. That's why Financial Center offers so many daily banking services to meet your needs.

• Free online banking and bill pay
• Email alerts
• Direct deposits and transfers
• Mobile banking

Of course, we would love for you to visit us in person at any one of our Indianapolis bank locations. However, we understand that sometimes you just want to finish your errands and be on your way, or check your account balance at two in the morning. So, we make it easy to do so.

If you need help setting up any one of these Indianapolis bank services, give us a call at 317.916.7700 or 800.473.2328. Or, you can chat online with one of our local credit union representatives.

It's an event that happens every four years, and it gives our Indianapolis credit union members an extra day to earn interest on their checking accounts Indianapolis.

Our Reward Checking product allows our local credit union members a chance to earn dividends on a free checking account by satisfying a few simple requirements each month.

Earn 1.25% APY each qualification cycle by doing each of the following:

• Have at least 12 CheckCard (debit card) transactions post and clear per qualification cycle.
• Have at least one ACH Direct Deposit or Direct Debit post and clear per qualification cycle.
• Accept online E-Statement delivery.

Plus, there is no minimum balance to collect dividends. Members have access to free online banking and BillPayer. Members receive a free VISA CheckCard (debit card). Members can use FCFCU ATMs for free, and earn up to $15 per month in free foreign ATM transactions.

To learn more and open your Reward Checking account, visit www.indyrewardchecking.com.

 

When you're the one in charge of your small business, it's your dream, your vision, and your drive that makes sure things get done. Cash Management Indianapolis from Financial Center, an Indianapolis credit union, helps you keep better track of your business finances while spending less time dealing with money.

Cash Management Balance Reporting

• The foundation of your business account - cash management techniques that all you to access your live credit, debit, and balance information and history any time 24 hours a day
• Delegate responsibilities to multiple users
• Download account information to QuickBooks
• Account alerts via email

Commercial Bill Pay

• Schedule single and recurring transactions
• Dual authorization capabilities for added security

ACH Origination

• Originate credits or debits for payroll direct deposit, vendor payments, tax payments, etc.

Wire Transfer

• Expedite domestic and international electronic payments

Remote Deposit Capture

• Deposit checks electronically by scanning them at your office
• Make deposits on your schedule without a trip to the branch

Merchant Services

• The most up to date options for processing credit cards, including traditional swipe, web-based, and smart phone applications

A high school senior has very different needs than someone who needs retirement advice. As you enter different stages in your life, you may or may not know what to expect when it comes to your needs for financial planning services.

What Indianapolis checking accounts are right for you? What's the best way to combine accounts when you're getting married? When should you start saving for your kids' college? How can I use a health savings account to save on taxes? How do you go about buying your first home? Is now a good time to refinance?

These are just a few of the financial questions you might be asking yourself. We hope to provide the answers and insights you're looking for.

We understand, of course, that every person and every situation is different. So we invite you to visit Financial Center and see how we can help YOU.

Visit one of our Indianapolis credit union locations today!

Consumer Reports recently published an article on upcoming bank fees that consumers can expect to pay in 2012. If you want to save on bank fees Indianapolis, consider becoming a member at an Indianapolis Credit Union.

Here's an excerpt from the article detailing what industry experts think you will see in the coming months:

• Fee hikes and tougher account requirements will probably continue, especially while the economy remains weak. For example, some banks, like Chase and PNC, are now charging a $25 fee even to close certain accounts.
• Customers with a lot of accounts at one bank might avoid some fees, but they're not immune. Banks may try a spectrum of charges even for good customers, including fees for paper statements and higher safe-deposit costs.
• You're more likely to find lower fees and better rates at community banks, larger credit unions, and online institutions.

Check out this comparison to bank and local credit union fees:

 
When evaluating your Indianapolis Bank choice in 2012, consider saving money at an Indianapolis Credit Union.