An Indianapolis Cash Management Solution

Tuesday, January 24, 2012 by Michael Hostetler
When you're the one in charge of your small business, it's your dream, your vision, and your drive that makes sure things get done. Cash Management Indianapolis from Financial Center, an Indianapolis credit union, helps you keep better track of your business finances while spending less time dealing with money.

Cash Management Balance Reporting
  • The foundation of your business account - cash management techniques that all you to access your live credit, debit, and balance information and history any time 24 hours a day
  • Delegate responsibilities to multiple users
  • Download account information to QuickBooks
  • Account alerts via email
Commercial Bill Pay
  • Schedule single and recurring transactions
  • Dual authorization capabilities for added security
ACH Origination
  • Originate credits or debits for payroll direct deposit, vendor payments, tax payments, etc.
Wire Transfer
  • Expedite domestic and international electronic payments
Remote Deposit Capture
  • Deposit checks electronically by scanning them at your office
  • Make deposits on your schedule without a trip to the branch
Merchant Services
  • The most up to date options for processing credit cards, including traditional swipe, web-based, and smart phone applications

We Fit your Life

Friday, January 13, 2012 by Michael Hostetler
A high school senior has very different needs than someone who needs retirement advice. As you enter different stages in your life, you may or may not know what to expect when it comes to your needs for financial planning services.See how our Indianapolis Federal Credit Union can help you.

What Indianapolis checking accounts are right for you? What's the best way to combine accounts when you're getting married? When should you start saving for your kids' college? How can I use a health savings account to save on taxes? How do you go about buying your first home? Is now a good time to refinance?

These are just a few of the financial questions you might be asking yourself. We hope to provide the answers and insights you're looking for.

We understand, of course, that every person and every situation is different. So we invite you to visit Financial Center and see how we can help YOU.

Visit one of our Indianapolis credit union locations today!

Save on Bank Fees in Indianapolis

Wednesday, January 4, 2012 by Michael Hostetler
Consumer Reports recently published an article on upcoming bank fees that consumers can expect to pay in 2012. If you want to save on bank fees Indianapolis, consider becoming a member at an Indianapolis Credit Union.

Here's an excerpt from the article detailing what industry experts think you will see in the coming months:
  • Fee hikes and tougher account requirements will probably continue, especially while the economy remains weak. For example, some banks, like Chase and PNC, are now charging a $25 fee even to close certain accounts.
  • Customers with a lot of accounts at one bank might avoid some fees, but they're not immune. Banks may try a spectrum of charges even for good customers, including fees for paper statements and higher safe-deposit costs.
  • You're more likely to find lower fees and better rates at community banks, larger credit unions, and online institutions.
Check out this comparison to bank and local credit union fees:

Comparing bank and credit union fees. 
When evaluating your Indianapolis Bank choice in 2012, consider saving money at an Indianapolis Credit Union.