No one knows what the future holds. Be ready for life's adventures on your own terms by letting Financial Center's newly expanded Investment Team help you determine the financial tools and discipline you'll need to reach retirement and beyond.
Financial Center recently added two financial professionals to our Investment Services Team to focus more holistically on the retirement planning needs of our local credit union members. Joerg Seliger and Matthew Tielker join the Credit Union through its partnershp with broker dealer, CUSO Financial Services, L.P. (CFS).
Let our CFS Registered Represenatives help you create a PLAN
-
Pay yourself first
-
Live within your means
-
Assure your family's stability
-
Never stop learning
With over 36 years of combined banking and investment experience, Joerg and Matthew are your resource for retirement planning, long-term care, 529 college savings plans, and other investment strategies. In August, they will also beging hosting monthly retirement planning seminars at various Financial Center locations.
Schedule a free, no-obligation financial review with either Joerg or Matthew at the Center most convenient to you by calling 317.916.7730.
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Financial Center, an Indianapolis Credit Union, is part of a national credit union shared branching network that allows you to access your account at many local and national credit union branches.
A new mobile app has been created to make it easier for you to find a shared branching location.
Members can make deposits and withdrawals from their account or make a loan payment at a shared branching facility. It's that easy.
Download the CU locator app for your iPhone.
Join Financial Center, an Indianapolis credit union, for free QuickBooks Traning classes on May 12th and May 19th. Each seminar will be held at our Main Center location at 7101 East 56th Street in Indianapolis. To reserve your spot, call us at 317.916.6250 or send an email to communitydevelopment@fcfcu.com.
Free QuickBooks Beginner Class
May 12th, 9 am to Noon
A free seminar on QuickBooks setup, implementation and support. For those with QuickBooks installed on your laptop, please bring it to this workshop. During this informative and interactive training, the following topics will be covered:
-
Basic accounting and QuickBooks terminology
-
Quickbooks flow chart from home page
-
Making a deposit
-
Reconciling accounts
-
Creating an invoice
-
Receiving a payment
-
Entering and paying bills
-
Transferring funds
Free QuickBooks Intermediate Class
May 19th, 9 am to Noon
A free seminar on QuickBooks setup, implementation, and support. For those with QuickBooks installed on your laptop, please bring it to this workshop. During this informative and interactive training on advanced implementation the following topics will be covered:
-
Intermediate solutions for managing, invoicing, and controlling receivables
-
Electronic transactions
-
Preparation tips for auditing and reconciliation
-
Advanced budget management tools
-
Examples to make QuickBooks work better for you
Financial Center, an Indianapolis credit union, recently participated in the Susan G. Komen Race for the Cure in downtown Indianapolis.
Leading up to the event, credit union employees took part in several company wide contests and ultimately raised $2,500 for breast cancer research.
Looking for a way to pay off your debt and save on your monthly payments? We're so confident we can save you $100 or more this year by consolidating your debt, we'll double your money and give you $200* if we can't.
Are you paying...
-
High interest rates on department store or other credit cards?
-
Private Mortgage Insurance?
-
More than 4.00% APR on your auto loan?
-
More than 4.00% APR on your mortgage or home equity loan/line?
Interest rates are at all-time lows making now a great time to consolidate your debt and save. Stop by any
Financial Center location to take the $200 Challenge today!
*Restrictions may apply. Must have a minimum of $10,000 in additional debt; excluding any Financial Center loans or credit cards. Not eligible for the refinance of existing Financial Center loans. Introductory rates and proprietary dealer financing on existing products are ineligible. Comparisons are made using any one or combination with other institutions. Must meet membership requirements. Subject to credit approval and underwriting guidelines. All calculations compared against Financial Center's best rates. Documentation of existing rates may be required. Only one $200 given per household. $200 will be reported as interest income to the IRS on form 1099INT. Offer subject to change.
Have business documents or personal papers you no longer need destroyed in a safe and secure manner at one of our free Community Shred Days. Financial Center, your Indianapolis credit union, will provide free shredding service at the Centers listed below.
April 14th
April 21st
Do you currently have a high interest rate on a mortgage account Indianapolis from another financial institution? Would you like to combine your first and second mortgages into one, convenient payment? Financial Center, an Indianapolis credit union, can help.
We will walk you through the entire process, including handling all the details of paying off your other loans. By doing so, you may be able to reduce your interest rate, your monthly payment, or even the total amount you have to pay over the life of the loan.
Everyone could benefit from saving a few bucks these days - especially on must-have items such as auto insurance. Here are some helpful tips to ensure you're paying the lowest possible rate on your auto insurance Indianapolis.
Adjust your annual mileage estimate if your driving situation has changed.
Insurers rate a big part of your risk on how many miles you drive. If you are driving fewer miles than before, tell your insurance agent right away. Most likely, your policy rate will go down without changing any coverage. Even if your driving situation hasn't changed, you may be able to reduce your annual mileage by carpooling or taking public transportation.
Keep your credit score in good standing.
The higher your credit score, the lower your auto insurance Indianapolis premiums. If your credit has been recently tarnished, you may have to pay more when your next premium comes due. Do everything you can to keep your score as high as possible and to get it back up as quickly as you can. If you know your credit has improved, don't hesitate to ask your agent to rate you again to ensure your paying as little as possible.
Keep your agent on their toes.
If it's been awhile since you've quoted auto insurance Indianapolis, shop around. You may be surprised how much one carrier can save you over another. Just be sure you're comparing the same coverage to ensure you get an accurate estimate.
Request a free auto insurance quote from our Indianapolis credit union.
Financial Center will be looking for new employees to join our team at the Operation Hire a Hoosier Veteran Career Fair on Wednesday, April 18th.
The career fair takes place from 10 am to 3 pm at Stout Field, Building #9 located at 2002 S. Holt Road in Indianapolis.
View current career opportunities from our Indianapolis credit union.
Good financial habits don't happen overnight. They start with a good, solid financial education Indianapolis - learning and understanding how to manage your money. It's been proven that the earlier people learn how to handle their finances, the better they are at doing it.
Financial Center, an Indianapolis credit union, is extending this philosophy to promote financial literacy Indianapolis. Financial Center currently operates two student-run Centers in the Indianapois area at the J. Everett Light Career Center at North Central High and at Arsenal Tech High School.
Learn more about Financial Center.
Consumers trying to achieve financial success should check out their local Indianapolis credit union.
In an article posted on houston.blockshopper.com, the writer discusses the benefits of becoming a member at a local credit union:
Credit unions offer consumers many of the same products and services available at banks. The key difference is that credit unions are set up as not-for-profit financial institutions to primarily serve and support consumers. On the other hand, banks are set up primarily to generate revenue from products and services to consumers and return profits to shareholders.
What does this mean for the consumer wondering whether to stay with a bank or move to a credit union?
It means that without the dependence on a profit motive, credit unions leverage this advantage to create advantages for their members: consumer-driven service, a safe environment to conduct business and savings opportunities.
Financial Center is joining the efforts of other Hoosiers to help raise money for tornado victims in southern Indiana. The Credit Union will be collecting donations for The Salvation Army.
Members may make donations directly from their Credit Union accounts by calling the Indianapolis credit union at 317.916.7700 or by visiting any Center location.
Credit cards are a convenient way to buy the things you need for your business.
Our business credit card has the following features:
-
Low interest rates
-
Ability to perform cash advances
-
Balance transfers
-
Convenience checks
-
Ability to add authorized users
Visit one of our Indianapolis credit union locations, or give us a call at 317.916.7700 to apply for your business credit card account.
Let's be honest. Managing your money isn't the most exciting of tasks, but it should be a friendly, helpful, and convenient experience.
Online Cash Management and managing your money is supposed to fit your life, not the other way around. That's why Financial Center offers so many daily banking services to meet your needs.
-
Free online banking and bill pay
-
Email alerts
-
Direct deposits and transfers
-
Mobile banking
Of course, we would love for you to visit us in person at any one of our Indianapolis bank locations. However, we understand that sometimes you just want to finish your errands and be on your way, or check your account balance at two in the morning. So, we make it easy to do so.
If you need help setting up any one of these Indianapolis bank services, give us a call at 317.916.7700 or 800.473.2328. Or, you can chat online with one of our local credit union representatives.
The National Credit Union Administration has announced the availability of a new, free mobile application called CU Locator that helps users find the nearest credit union branch.
CU Locator uses GPS technology to find the closest local credit union branch to the user's location. The app not only displays the address of the branch but also the telephone number, hours of operation, website and driving directions. It's a new way to utilize mobile banking Indianapolis.
"More and more consumers, especially younger people, are increasingly getting their information from social media outlets and demanding mobile banking services. The CU Locator app is just the latest example of how NCUA is connecting credit unions with younger audiences," said NCUA Board Chairman Debbie Matz.
Download the app from iTunes or the Android Market.
Financial Center Health Savings Accounts (HSAs) not only save you money, they can help you earn dividends on your deposits. Our HSA Indianapolis accounts have zero fees and provide multiple product options for your funds. One of the best benefits of our HSAs is that you can rollover your HSA funds from year to year and continue to save.
A Financial Center HSA Indianapolis can also help you save money on your taxes. Qualified medical expenses paid with your HSA are not subject to income tax. Any expenses relating to the diagnosis, cure, mitigation, treatment, or prevention of disease are eligible.
Examples of HSA expenses include transportation to care providers, qualified long-term care expenses, and certain health insurance premiums. Such expenses are qualified medical expenses only if they are ineligible for insurance or any other type of coverage.
Call our Indianapolis credit union today at 317.916.7700 to learn more.
It's an event that happens every four years, and it gives our Indianapolis credit union members an extra day to earn interest on their checking accounts Indianapolis.
Our Reward Checking product allows our local credit union members a chance to earn dividends on a free checking account by satisfying a few simple requirements each month.
Earn 1.25% APY each qualification cycle by doing each of the following:
-
Have at least 12 CheckCard (debit card) transactions post and clear per qualification cycle.
-
Have at least one ACH Direct Deposit or Direct Debit post and clear per qualification cycle.
-
Accept online E-Statement delivery.
Plus, there is no minimum balance to collect dividends. Members have access to free online banking and BillPayer. Members receive a free VISA CheckCard (debit card). Members can use FCFCU ATMs for free, and earn up to $15 per month in free foreign ATM transactions.
To learn more and open your Reward Checking account, visit www.indyrewardchecking.com.
USA Today reported that bank earnings hit a five year high in 2011. In fact, 2011 was the most profitable year for banks in the past five years. 63% of banks reported improved earnings, and only 19% were unprofitable.
What do banks do with these profits?
What's the difference between a bank and a local credit union?
Our Indianapolis credit union is a not for profit financial institution. Profits made by the Credit Union are returned to Credit Union members in the form of lower loan rates and better deposit rates. Profits are also returned to local Credit Union members in the form of lower bank fees Indianapolis or free services.
Since credit unions are owned by their members, they are not obliged to return profits to stockholders.
The next time you visit an Indianapolis bank location, ask where your share of the profit is. At an Indianapolis Credit Union, you'll know.
Learn more about Financial Center, a local Indianapolis credit union.
According to an article on CNNMoney.com, more consumers are leaving big banks because of new bank fees Indianapolis and poor customer service.
Big banks lost up to 11% of their consumers last year while less than one percent of local credit union members left their institution. About 33% of consumers cited rising bank fees Indianapolis as the reason they left their bank.
Michael Beird, director of the banking services practice at J.D. Power and Associates, stated:
"When banks announce the implementation of new fees, public reaction can be quite volatile and result in customers voting with their feet."
If you're tired of bank fees Indianapolis and are looking for a customer service experience from an Indianapolis bank, it's time to consider moving your accounts to a local credit union.
Learn more about Financial Center, an Indianapolis federal credit union.
Powered by Compendium