Money Education

It is such a hassle to keep the monetary gifts from friends and family straight when there are much more important things to be thinking about.  Planning a wedding or graduation is hard enough, not to mention organizing the gifts from your loved ones.  Finance Center Federal Credit Union of Indianapolis makes it easy with a one-stop shop Life Stages Registry ready to receive monetary gifts.  Instead of going crazy over multiple registries at multiple stores, consolidate to Financial Center's convenient Life Stages Registry and cut the hassle out.  

Whether it be a wedding, graduation or a new baby, Financial Center will organize and and maintain your registry with thoughtfulness and ease.  Anyone can contribute their gifts through FCFCU's announcement card and confirmation program.  Once the monetary gift is deposited you can access those funds at anytime, anywhere and for anything.  

Key Features of the Life Stages Registry:

- Establish an account to receive monetary gifts.

- Provide registry announcements that explain the program to your guests.

- Provide confirmation of all those who contribute to your account.

- Provide financial education resources for young adults and couples.

- Guests may contribute at any Financial Center location, via telephone or mail. 

View sample registry announcements from FCFCU for baby, graduation, or wedding. See any Financial Center Representative or call Member Services at 317.916.7700 or 800.473.2328 for further details.
 

In our continuing series of FCFCU Center Managers, we have a chat with Haylee Teeple.

She manages our student-run Center at the J. Everett Light Career Center on the North Central High School campus. Haylee has been with us since June 2008 and she joins us today for an interview.

Eric: Haylee, thanks for the time. Are you a Hoosier? 

Haylee: Yep, Anderson, Middletown, Pendleton High School, and Ball State.

Will you tell me two true things about you and one lie in random order. We’ll try and pick the lie.

My nickname in high school was Skippy.  I’m going to run the mini marathon. I hate reading.

Who was your favorite childhood celebrity? 

Madonna was my first favorite album.

What is your favorite store? 

Kroger! I mean Kohl’s. I like a lot of stores. (Singing) Let’s go Krogering.

If you were stranded on an island what three things would you want?

My Husband, a set of knives, and matches. 

What word describes you? 

Genuine

If you were an animal which animal would you be? 

A lion! I could protect my family and I would be the top of the food chain!

Would you bungee jump? 

Yes, but I would puke my guts out.  And, I wouldn’t parachute out of a plane…

What is the difference?

I don’t know…I just wouldn’t.

What would you do if you won $10 million? 

Oh, man!  I would start a not-for-profit to help needy families, pay off my debts, invest (at FCFCU), buy a fabulous boat, vacation home, a lake house, and cars too. Oh my, I wish I really had won!

Tell me about the first time you did public speaking.  

I won a medal for the best speech in our 9^th grade speech class. It was on flag burning. The next thing I knew I was up on stage in front of the whole school, the local VFW, and my mom!  I was so nervous and just like many speakers it was bad for the first minute and then I just kind of kicked it in and did fine. 

What is your greatest moment?

Being a mommy, a mentor to the kids here, a wife, and just overall helping people.

What radio station do you listen to?  

99.5. Smiley is the man!

What is your favorite TV show? 

Big Brother. I know I know, but it is terribly addicting.

On a scale of 1-10 rank yourself as a chef? 

7. No, a 6.  Not gourmet, but good. My staple is shepherds pie. It is yummy!

What makes FCFCU the best credit union in the nation?    

The commitment to the members is what we all work for and we take that very seriously. We really do want to do the best for our members.  Our involvement in the community and the financial education of our youth really makes us stand out. 

Did you know that FCFCU has 3 student branches in local high schools?  Did you know that these branches educate our local teenagers in banking and personal finance?  These branches were also cited as one of the reasons that your credit union won Federal Credit Union of the Year!

This series will take a look at the many faces of our award winning credit union and let you in on what makes these people incredibly special. First up in the series is Isaac Gaidoo.

Isaac Gaidoo, Park 100 center manager

 Isaac thanks for joining us and for your 4.5 years of service to the members.

1. If we saw you on a Saturday at the Home Depot what would you be wearing? Blue shorts-a Miami Dolphins t-shirt-and sandals- no hat. You wouldn’t recognize me.
2. Do you have any phobias? Yes…Dishwater! I don’t do dishes, the floating food grosses me out! Man that is gross!     Isaac, they have dishwashing machines now.
3. Where were you born? Cape Coast, Ghana. I moved to Canada when I was 3 and then 7 other US States before settling in IN.
4. What is your earliest memory? Flying into Canada and seeing the lights on the ground…it was amazing to see all of the lights of Western Civilization.  
5. Role Model?   Gandhi.
6. If you were an animal what kind would you be? Definitely a Tiger. Why? Huge and Strong and you wouldn’t want to mess with a Tiger. What will people think of that? Hmm                   
7. Do you have any hidden talents? I used to be a rock solid tennis player…used to be that is. 
8. Where did you go to school? Several places but I graduated from Indiana Wesleyan and Kelley School of Business. Currently I’m working on my MBA at Kelley. Physics was my favorite subject in school.
9. Have you ever won a trophy? Many trophies…but my last one was in high school and I won 2^nd place in an indoor shot putt competition. 
10.  What was your favorite band while you were in middle school? RUN DMC Favorite DMC song? It’s Tricky…tricky tricky tricky tricky huhhh!
11.  When you were a kid, what did you want to be when you grew up? Dr. Gaidoo
12.  If you could have a super power what would you choose? I’d fly! I think about that often. Is it strange that I think about that a lot…    Yes it is Isaac..
13.  Can you eat hot foods! Love it hot! In Ghana people eat with a wet towel on their shoulders so they can wipe the hot spices off of their hands so they don’t get it in their eyes. The hotter the better!
14.  What do you like best about our members? The kinship with members and how they are so friendly to me and the staff.
15.  What is your favorite story about helping a member? Recently I had a member who was looking to buy a car. All of the prices he was getting on the market were too high for his budget. He was in my office talking to me when I realized that the CU just had a repo for the same kind of car he wanted. We were able to sell him the car and save the member about $10K. It was great for the CU and for the Member. 
16.  What is your favorite credit union activity? Helping out with the member education classes. It is fun to help members learn.

Thank you Isaac. So what we have learned here is that you are a RUN DMC loving Gandhi mixed with a flying Tiger that is afraid of dishwater…that explains everything and absolutely nothing. You are an interesting fellow.  Thank you for being a good sport.

I worked for Radio Shack prior to moving into financial services and they had this tagline of "Demystifing Technology" for obvious reasons the term never caught on but their intent was sound. They wanted to take the mystery and F.U.D. (fear uncertainty and doubt) out of consumer electronics. In the process of using a very bad tagline, Radio Shack sold a lot of cellphones, home audio and more. I feel there is a lot of F.U.D. when it comes to health care options. especially High Deductible Health Plans (HDHP) and associated Health savings Accounts (HSA). So let's try to demystify HDHP and HSA's (wow..just looking at that last sentence strikes some FUD)

I have the pleasure of working with HDHP and medical savings accounts as part of my role with FCFCU. When companies are rolling out HSA's as a new insurance option, I have a front seat in the process and because I get to peek behind the curtain I understand the "why" behind HDHP more than most outside of insurance or human resources. One thing I am sure of concerning High Deductible Health Plans and Health Savings Accounts is if our country ever makes a serious attempt to "fix" our national healthcare issue, it will likely come in the form of HSA's.

So, what do you think? Are you concerned that healthcare cost are almost 10k per employee? Do you have questions about HDHP's and how they work? Would you like sites where you can find additional information? Or would you just like to talk about your healthcare experience, good or bad?

I will share my experiences with health savings accounts as well as financial education surrounding insurance brokers, healthcare providers and more. Ask a question or post a comment. We'll explore together.